CRX Discount
Dynamic Discounting
Capture early payment discounts using your own excess liquidity.
How It Works
Invoices are uploaded automatically to the CRX Platform with your pre-defined discount parameters.
Your suppliers get notified about the invoice status and can now request early payment.
The CRX Platform triggers payment instructions automatically and your supplier receives the invoice amount minus the agreed discount.
Your Advantages
Risk-free Cash Returns
Deploy liquidity for attractive, predictable returns without market or counterparty risks.
Direct Margin Improvement
Every discount you capture reduces your effective cost of goods sold and directly improves your profit margin.
Stronger Supplier Relationships
You control the discount parameters and available liquidity. Your suppliers choose which invoices to discount and when. Early access to cash on their own terms strengthens the commercial relationship.
Self-funded Structure
CRX Discount runs entirely on your own liquidity. The full process stays between you and your suppliers, with the platform handling execution.
Full Automation
From invoice upload to discount calculation to payment execution, the entire process runs through the CRX Platform. Integrated with your ERP, no manual steps required at any stage.
Combined Payables Strategy
Combine with CRX Extend to switch between self-funded and bank-funded early payment, or with CRX Pay to add a working capital effect.
What could your excess liquidity generate?
Our team helps you assess the potential across your supplier base.
FAQ
Dynamic Discounting lets you pay suppliers before the invoice due date using your own cash, in exchange for a discount on the invoice amount. The discount scales with how early the payment is made: the earlier the payment, the larger the discount.
Participation is voluntary. Suppliers see their eligible invoices on the marketplace and choose which ones to discount and when. Suppliers who prefer to wait for payment at the original maturity date can do so without any impact.
CRX Discount uses your own cash to pay suppliers early. Supply Chain Finance (CRX Extend) uses bank funding. CRX Discount earns you a return on idle liquidity. CRX Extend conserves your cash by extending your payment terms. Many clients use both: CRX Discount when excess cash is available, CRX Extend when they want to conserve cash. Switching between them is seamless since both run on the same platform.
Fully. You set the discount parameters and decide how much cash is available for early payments at any time. There are no minimum volumes, no fixed commitments, and no penalties for scaling up or down based on your liquidity position.
Yes. CRX Discount integrates with SAP through a dedicated Add-on and supports other ERP systems through the CRX payment integration feature. Discount calculations, payment triggers, and accounting entries are fully automated.
More solutions from the Payables Suite
CRX Extend
Extend payment terms while suppliers get paid early through banks on the marketplace.
Best when you want to extend payment terms while keeping suppliers financially healthy. Banks fund the early payment, pricing is based on your credit, and the cost is borne by the supplier as an early-payment discount.
CRX Pay
Keep your cash for up to 60 additional days while invoices are settled on time, without any supplier involvement.
Best when you need immediate working capital effect without involving your suppliers. A payment service provider settles invoices on time, and you get up to 60 additional days to pay.